MP Benefits Perspective

Since 2001, MP Benefits Inc. has operated as an independent group benefit consultant, specializing in designing strategic employee group benefit plans to align with the corporate, compensation, culture, and wellness policies of each corporation.

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Productivity

The Great Toaster Scare

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What could be better than sliced bread?  The toaster that came first. The first iteration of Artificial Intelligence may have been running water and then electricity, moving homes from the unsafe illumination of fire and gas, to incandesce. While we may take both...

Consulting

Comparing “mainstream” benefits to the “hour bank”

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…A case study What is the hour bank? Primarily focused on the construction industry, the hour bank meets the needs of the seasonal and transient worker but allow coverage to be maintained during the in between times, layoffs, and the like. Loosely explained, an hour...

Administrative Services Only (ASO)

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A benefit tool by many names. First things first, there is often confusion between what is insurance and what is not. Insurance is when the “risk” of claim—life insurance, disability, pharmacy, health care—is under contract with an insurance provider. Financial...

Let’s agree…to Agree

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Right off the bat you are going to want to disagree, but for a moment, as we navigate the conversation, let’s talk about employee group benefits and take money off the table of discussion. I promise, I will put it back on the table, but just for now, let’s indulge the...

Benefits

REMINDERS on Disability in your Benefit Plan

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Connecting communication strategies to business (benefit) objectives, recruitment, retention, safety, and productivity requirements are necessary to effectively drive the overall purpose of the organization. ...that's where there's “power” in conversation. The...

The Alignment of benefits to productivity.

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AS WE KNOW, benefits are a significant component of an employee’s compensation package, focusing on the usage value—the “benefits”—rather than premium, adding to the culture of any organization.  However, have you considered how an employee group benefits plan ADDs to...

When Reporting a Change Matters.

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Taking a chance may cost you more than premiums. It’s a problem of communication. Too many times employees fail to disclose relevant information relating to their employee benefit coverage, sometimes with the misconception of saving premium, or considering the...

Compensation

The Legalities of Employee Benefits

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Let’s me start by stating MP Benefits Inc. is not a law firm, nor are we lawyers. Our insights are gained through observation, related readings, and experiences. Even the most common of situations can create a liability issue for a well-meaning business owner. There...

Death and Taxes

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If there’s one thing to know about benefits: It’s all about DEATH & TAXES That’s right. A well-rounded, well-balanced plan will take in account the requirements for the needs of insurance at death, as well as covering off the other “risk” factors: Risk of loss of...

Disability and COVID-19

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The following information is relevant and accurate according to the information received at the time of distribution. Always consult with your benefit policy and insurance carrier for any deviations for specific coverages Recovered employees returning to work...

Culture

The Drip

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Culture Imagine the relaxing jets of water from a lovely shower head, warm on a cold day. Imagine one of the jets out of line and a small drop of icy water drips onto your head. Even amongst the warm water, this one drop is felt and disturbs the enjoyment of the...

Communication

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However we view communication, whether it be with clients, family members, on social media, with an audience, our teammates, etc. it comes down to considering the messaging, targeting the audience, and knowing what outcome we want to achieve. For communication to be...

…because words really do matter

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Time has done it again. We mark the close of one year to welcome a new.  When considering the message we want to convey moving forward, take a moment to reflect on your word use. Without delving into the impact of words in social media, in any organization, words are...

Wellness

Working Boundaries

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Is building a “Workplace Wellness Culture” even possible when these are three separate and distinct entities of being? Wellness, for instance, is defined as an active process of becoming aware of and making choices toward a healthy and fulfilling life. According to...

Working Challenges

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Seems like the whole world is tired and the news never changes. AND, we’re not done yet. Cultivating resilience in the workplace may require some emotional rewiring, accessing outside help, like your employee assistance plan, and being creative in the strategic...

Protection of Wealth

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I’m a firm believer that if you set yourself on the right path, you will meet the right people to help you succeed. From this, I remember that with every interaction, I should be able glean a nugget which will help me personally, professionally, or both. This, I am...