MP Benefits Perspective

Thanks to MLT Aikins LLP for your presentation with CPBI. Often overlooked is the liability associated with the administration of an employee group benefit plan. Some basic duties of a plan administrator (who may or may not be the employer) include: Contractual duties...

Administrator’s Duties (Part 1)

Very often, we as brokers, are asked “why”, if an employee doesn’t want to pay their portion of the premium or simply don’t want the coverage, do they have to participate on the group benefit plan? In striving to make comparisons easily understood by plan...

What YOU hate about benefits

As an employee benefit broker, I know the number one thing customers HATE about benefits: PAYING FOR THEM In a recent informal survey, respondents—employees and employers alike—outlined their main complaints about benefits: Rates Lack of coverage Wait times for...

Benefits

SHifT Highlights

In our effort of being consistently responsive to our clients, for more than a year, we’ve hosted the “Let’s talk about this SHifT” zoom cast where we have engaged in great conversations with experts from a diverse field of professions. Consulting We see our role as...

TeleMedicine

Have you heard of Telemedicine? The latest upgrade in virtual healthcare is Telemedicine, a full-service, 24/7 unified, total well-being approach to health delivery. Whether for pharmacy delivery, lab tests, referrals, mental health, chronic disease, long-term, and...

It’s NOT “we” verses “they” in benefits

Custom benefit plans are a tool to be used Too many times there is benefit bashing, whether based on cost, usage, carrier, employers, etc. Someone is always looking to blame someone else for the cost, lack of coverage, policy wording, access, etc. The fact of the...

Compensation

The Legalities of Employee Benefits

Let’s me start by stating MP Benefits Inc. is not a law firm, nor are we lawyers. Our insights are gained through observation, related readings, and experiences. Even the most common of situations can create a liability issue for a well-meaning business owner. There...

Death and Taxes

If there’s one thing to know about benefits: It’s all about DEATH & TAXES That’s right. A well-rounded, well-balanced plan will take in account the requirements for the needs of insurance at death, as well as covering off the other “risk” factors: Risk of loss of...

Disability and COVID-19

The following information is relevant and accurate according to the information received at the time of distribution. Always consult with your benefit policy and insurance carrier for any deviations for specific coverages Recovered employees returning to work...

Culture

…and the Contented Cow gives…Mooo-re Money

The premise of the contented employee is not to lavish loads of money as though you can buy results, it’s to build a culture to capture the discretionary effort of your human capital. This is that increment of human effort which is at exclusive discretion of the...

The Secret Sauce is…Culture

People are the core of every organization, no matter who that organization is or what they do. And while no two companies are alike, at the end of the day, successful corporations ensure their people are treated and respected. Leadership matters Imagine for a moment,...

Humour Quest

“I’m struck by how laughter connects you with people. It’s impossible to sustain any kind of distance or any sense of social hierarchy when you’re just howling with laughter.” John Cleese Humour in business is key to success Anyone who has spoken in public knows the...

Wellness

Working Boundaries

Is building a “Workplace Wellness Culture” even possible when these are three separate and distinct entities of being? Wellness, for instance, is defined as an active process of becoming aware of and making choices toward a healthy and fulfilling life. According to...

Working Challenges

Seems like the whole world is tired and the news never changes. AND, we’re not done yet. Cultivating resilience in the workplace may require some emotional rewiring, accessing outside help, like your employee assistance plan, and being creative in the strategic...

Protection of Wealth

I’m a firm believer that if you set yourself on the right path, you will meet the right people to help you succeed. From this, I remember that with every interaction, I should be able glean a nugget which will help me personally, professionally, or both. This, I am...

Client News

Tire Warehouse

More than just tires Everyone knows—or should know—tires make a significant different in the vehicle’s performance. But the Tire Warehouse is more than just tires. With 4 locations in Edmonton, The Tire Warehouse is a leading auto repair shop with services provided by...

Guest Post: Simbio Analytics

Benefit plan advisors of a certain vintage may recall learning in childhood that 3 is the magic number. It turns out this wisdom also applies to firms evaluating whether to initiate a marketing of their group benefit plan. Firms, carriers, and advisors are all...

Pro Works

Warning: Pro Works Painting is passionate about what they do! www.proworkspainting.com/what-we-do/ With close to a decade of of getting the job done right, on time, and on budget, keeping the client in the loop every step of the way, Keiko McPherson has built a...