MP Benefits Perspective
Since 2001, MP Benefits Inc. has operated as an independent group benefit consultant, specializing in designing strategic employee group benefit plans to align with the corporate, compensation, culture, and wellness policies of each corporation.
Productivity
Make your next hire an Olympian
To reach for gold on the Olympic platform requires consistent training to purposefully improve both physically and mentally. While this sporting feat is reserved for the elite few, achieving career success gold is a wide-open field. In the beginning, some may say, it...
Applying the Industrial Athlete concept to Benefits
Thanks to Dr. Anthony Harris for first introducing MP Benefits Inc. to the Industrial Athlete concept originally coined in the United States when the ergogenic theory of sports medicine was applied to manufacturing sectors to improve the health, safety, and ultimately...
Heart Healthy Culture
A recent article from "Word on Benefits" served to reinforce how important it is to align the benefit plan design with EXPECTED Safety and Productivity results if you want your business to thrive. 1 in 12 (2.6 million) Canadian adults age 20 and over live with...
Consulting
Administrative Services Only (ASO)
A benefit tool by many names. First things first, there is often confusion between what is insurance and what is not. Insurance is when the “risk” of claim—life insurance, disability, pharmacy, health care—is under contract with an insurance provider. Financial...
Let’s agree…to Agree
Right off the bat you are going to want to disagree, but for a moment, as we navigate the conversation, let’s talk about employee group benefits and take money off the table of discussion. I promise, I will put it back on the table, but just for now, let’s indulge the...
Please….encourage staff members to complete the questionnaire
Studies suggest one-in-six Canadians will suffer a disability that lasts three months or more before the age of 60. More than 53,000 Canadians are approved for Long Term Disability benefits annually. Chronic medical conditions, musculoskeletal, connective tissue,...
Benefits
Why Group Life Insurance Matters
…A case study While the sun shines For the sake of this outline, the employer will be called Company, the employee will be called Arthur, his spouse, Angela, and his daughter, Anne. Arthur is a professional in his field and accepted a position at Company in the fall....
Mandatory verses Non-Mandatory Plans
…and the corporate policy There are a multitude of reasons why an employee group benefit plan SHOULD be set up as “mandatory” benefits. Mandatory means all hired, eligible, full-time employee, working more than 20-hours a week (unless the contract stipulates...
Disability Insurance
Does your benefits package align with YOUR business strategy, culture, and compensation. When expenses outweigh income potential If you are fortunate enough to be a member of an employer-sponsored group benefits plan, you are no doubt familiar with the extended health...
Compensation
When we get to “why” are we forgetting the value of other questions?
I can pull a help wanted ad from just about anywhere geographically in Canada, doing any occupation and I am going to see the title “Benefits”. The salary is listed within a range and the benefits are normally listed in point form or use the terms like “competitive”...
Group LTD Reminders
Once we are no longer “dependent”, income is the foundation of the lifestyle not just for the “now” but for the future. That’s one of the main reasons we work—to provide for the things we need and want. (Personal fulfillment, engagement, etc. are the subjects of other...
How to GROW a Penny
We earn. We save. We plan. We live. We spend. Then we often ask, what happened to MY money? Despite the fact that Canada stopped minting the penny on May 4th, 2012, we do know, without a doubt, that you can’t get to a dollar without watching your pennies. AND every...
Culture
Performance Culture
According to experts in this field, a performance culture is one where the entirety of the organization shares a strong sense of purpose and alignment with core values. Productive and motivated members of the organization, at all levels from entry, to tenured, to...
WHOLE Person Benefits
An employee is typically defined as: “A person employed by a business in return for a wage/salary.” Does this mean that only what the person does on “paid” time impacts their performance on the job? Of course not. Just like an...
The Disconnect between employers and employee expectation.
Would we expect a carpenter to go to any worksite without the fundamental tools—a hammer? Yet, many times, employees are expected to work the majority of their day on their computer, use their phone for work purposes and they have no access to vision care or hearing...
Wellness
Employee Mental Health Programs
This is a guest blog post from Benefits by Design (BBD) Inc. We're on a mission to help working Canadians promote and protect their health. wealth, and happiness, by delivering benefits by design. Employee mental health has been a hot topic since before the pandemic,...
The Principal of Honesty
Honesty is part of the human experience. We have an expectation that people will be truthful with one another in our dealings both personally and professionally. This virtue lends to a major component of our moral fiber. Not only does the practice of dishonesty erode...
Cancer Prevention: What can we do?
Cancer prevention is literally just “action taken to lower the risk of getting cancer.” This includes things like not consuming carcinogens, living a healthy lifestyle, and actively monitoring for cancer. Early detection being key to increasing the chances of...
