Many companies overlook the necessity of a Corporate Policy to educate and address the reasoning behind their decision making process. Current employees, as well as new, should be informed as to why certain decisions are made according to company protocol. A good...
Two-tier heath care…buzz words for any news story talking about the ever increasing costs of providing health care in Canada. Whenever I hear the words two-tier health care, it seems like there is always a lot of opposition to the concept, equating two-tier health to...
As a house needs a basement as a solid foundation, so too does a company require a stable and effective plan design in order to have a secure benefit plan for the long term. Some employers are only focused on the cost factor at the on-set and they miss out on the long...
Biologic drugs have been around for about 20-years or so and are best known for their development in combating diseases like Cancer, Diabetes, and Multiple Sclerosis. The difference between a Biologic drug and a typical pharmaceutical would be the shelf-life. A...
The employee doesn’t want to be part of the benefit plan. They have coverage elsewhere.” Can employee’s waive off benefits whenthey have alternate coverage? Yes, but not ALL coverage. On a typical benefit plan, an employee MUST be enrolled for the Life, AD&D,...
