Drug coverage is the part of a benefit plan members use most and the part that costs employers most to run. It is also the part changing fastest. Since 2024 Canada has had a national pharmacare program operating in some provinces and not others, a category of weight...
Considering the company benefit plan as a stand-alone, checked box, set it and leave it plan is like planning a road trip and not ensuring the tires are up to the journey. Yes, the tires are their own entity, but they are also a strategic part of the whole vehicle....
I can pull a help wanted ad from just about anywhere geographically in Canada, doing any occupation and I am going to see the title “Benefits”. The salary is listed within a range and the benefits are normally listed in point form or use the terms like “competitive”...
Once we are no longer “dependent”, income is the foundation of the lifestyle not just for the “now” but for the future. That’s one of the main reasons we work—to provide for the things we need and want. (Personal fulfillment, engagement, etc. are the subjects of other...
We earn. We save. We plan. We live. We spend. Then we often ask, what happened to MY money? Despite the fact that Canada stopped minting the penny on May 4th, 2012, we do know, without a doubt, that you can’t get to a dollar without watching your pennies. AND every...
Let’s work together to build an organization that intentionally merits the gifts of creativity, passion, and initiative your employees bring with them every day. A well-designed employee group plan is the PROMISE kept from an employer to their employees. Employee...
