Considering a benefit plan for your employees is significantly different than implementation. Where do you start with making the choice on which benefits to offer? Are all benefits available from all providers? What is the price point for those benefits and what is...
When we have the opportunity to meet with a new client, it is typically because they have just received their benefit plan renewal and the rates are increasing. At that time, the expectation from the client is to ‘market’ the benefit plan to seek alternative rates...
It’s true, everyone wants a benefit plan and no one wants to pay. It’s like having that fender bender and groaning when the renewal comes up. Insurance was great when it took care of the bills, not so great when the rates come due. Remembering that the purpose of...
To help To educate To give hope The Credit Counselling Society is a registered, non-profit service for Canadians struggling financially. Their services help them learn how to: solve debt problems manage money better use credit responsibly If you know someone who is...
The purpose of any insurance is to mitigate risk and group insurance is no exception. Imagine if you would, an employee who earns $56,000 a year, has Hepatitis C and has been prescribed Harvoni at a cost of $69,910 for nine rounds of treatment. For all intents and...
