Remember when to be a disruptor got you detention in school? Now, to be a disruptor is a positive accolade, meaning “innovative” ahead of the curve. WHAT IS DISRUPTION? dis·rup·tion/disˈrəpSH(ə)n/noun: disruption; plural noun: disruptions1. disturbance or problems...
The purpose of insurance is for risk mitigation—risk of loss of life—risk of loss of income—risk of a catastrophic event. Group insurance provides mass protection against these financial hazards and is designed to insure classes of persons rather than specific...
If you have gone through the process of changing benefits previously, you can appreciate the complexity of the comparison and selection process. Often overwhelming, and always dreaded. A strategic broker will ensure upfront analysis between plans is laid out in an...
Critical screening questions: What is the process used to thoroughly assess the needs in combination with the wants? How does the proposed plan design compare with other companies in the same industry? How does the proposed plan work to attract, motivate, and retain...
The challenge is to change the conversation focus. To improve the benefit plan, attention has to switch from premium to the benefits gained—the reward to the employee…understanding the claims. By doing this, employers are able to: Make the benefits a reward program,...
