Strategy = Solutions
“[Our] objective is not to close the sale,
but to open a relationship”
- In preparing a proposal for Group Insurance, we look at the following:
- The employee census data provided from the client
- An ‘apples to apples’ comparison of the current plan arrangement, if there is a plan in place
- An ‘apples to oranges’ comparison based on plan design strategies
- An accurate assessment based upon current rates and previous experience history
- Suggestions for improvement
Once you are a client, we provide the following services on an on-going basis:
- Assistance in claims
- Education and training of the plan administrator
- Employee meetings
- A service binder specifically designed to lay the groundwork
of information necessary to properly maintain the benefit plan - Experience reporting, which looks at the premiums paid into the insurance carrier, verses the claims received back by the plan members
- Seminars for employees and plan administrators
- Newsletter information specific to current and emerging trends
- Business owner updates on information which affects their bottom line
The renewal process includes:
- An analysis of plan usage and proposed rates
- Does the plan ‘still’ meet the client’s and the employees needs
- A look at future strategies
- Attention to the details which enhance employee appreciation of the plan
- Current coverage options
- A review of the marketplace standards
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