The “Benefits” of a strategic New Year’s Resolution

If it’s not broken – why fix it?

Remember your first cell phone? Perhaps it was the old brick that looked like a World War II field communication telephone. Perhaps yours was the Motorola Flip Phone, which sold 130-million units after its global launch in 2004. Whatever version remembered fondly,...
The “Benefits” of a strategic New Year’s Resolution

The Pain of Change verses the Cost of Same

“Change happens when the pain of staying the same is greater than the pain of change.” ~Tony Robbins   Comes down to dollars and sense really. Many times employers view their benefit plan as an expense—a commodity—a perk, disposable. A company’s greatest resource...
The “Benefits” of a strategic New Year’s Resolution

Rate Increases

Definition of insanity: doing the same thing over and over again and expecting a different result. When companies ‘switch’ their insurance provider due to a rate hike at their renewal with a previous carrier, in many cases, without understanding why the premiums...
The “Benefits” of a strategic New Year’s Resolution

Economic Outlook

Statistics surround us daily, clocking and measuring every move we make in business. Are we above or below the median and what will prove profitable. Inundated as we are, there is always a positive way to view the numbers. Numbers tell a story—but what story? After...
The “Benefits” of a strategic New Year’s Resolution

Pooling for High Cost Claims

Are we entitled? Consider this, we live in a country where we ‘expect’ to be taken care of without ever having to ante up to pay the bill. We assume these expenses should be covered either through government programs or employee group benefit plans. Without a doubt,...