Let’s me start by stating MP Benefits Inc. is not a law firm, nor are we lawyers. Our insights are gained through observation, related readings, and experiences. Even the most common of situations can create a liability issue for a well-meaning business owner. There...
If there’s one thing to know about benefits: It’s all about DEATH & TAXES That’s right. A well-rounded, well-balanced plan will take in account the requirements for the needs of insurance at death, as well as covering off the other “risk” factors: Risk of loss of...
The following information is relevant and accurate according to the information received at the time of distribution. Always consult with your benefit policy and insurance carrier for any deviations for specific coverages Recovered employees returning to work...
If there is one on-going, rampant issue which plagues employers, employees, insurance underwriters and benefit broker/consultants alike, it would be employee “waiting periods” for coverage. In the contract for coverage with an insured underwriter, the question is...
To continue with the theme of employer risk of becoming the insurer, let’s consider all the times employees want to waive off the life and disability portion of the plan. A common and misunderstood administration issue is what can and cannot be waived as it applies to...
Recently business discussions have delved into the deeper “why”. Why do we do what we do? Start with the why, rather than the what and how. Makes sense really, we’re in business for a reason…why are we motivated to do what we do… Simon Sinek’s book “Start with Why” is...
