Tools of the Trade or Trade Replacements

Tools of the Trade or Trade Replacements

Remember when to be a disruptor got you detention in school? Now, to be a disruptor is a positive accolade, meaning “innovative” ahead of the curve. WHAT IS DISRUPTION? dis·rup·tion/disˈrəpSH(ə)n/noun: disruption; plural noun: disruptions1. disturbance or problems...
Tools of the Trade or Trade Replacements

Cost/Benefit Comparison Between Plans:

If you have gone through the process of changing benefits previously, you can appreciate the complexity of the comparison and selection process. Often overwhelming, and always dreaded. A strategic broker will ensure upfront analysis between plans is laid out in an...
Tools of the Trade or Trade Replacements

Value Policy

In the Policy Like any contract, the policy for an employee group benefit plan is a long and complicated documents complete with clauses aimed to provide an answer for just about any foreseeable question. The benefit booklet, by contract, is a summarized version of...
Tools of the Trade or Trade Replacements

The VALUE of benefits to an Employee

It’s easy to assume most employees know there’s more to their total compensation than the wage received. However, unless employers take the time to itemize and more importantly promote the “actual” perks to employment, they may be missing out on a valuable morale...
Tools of the Trade or Trade Replacements

Judgement

By all accounts she wasn’t a well liked employee—even after her death. Her husband even less so. She died by suicide. The owner and advisor at the time determined no life insurance would be payable. No claim submitted…done. Not so fast. Employee benefit plans have no...