MP Benefits Perspective
Since 2001, MP Benefits Inc. has operated as an independent group benefit consultant, specializing in designing strategic employee group benefit plans to align with the corporate, compensation, culture, and wellness policies of each corporation.
Productivity
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Consulting
Where’s the Lather?
Imagine you are wherever you purchase toiletries. In the aisles there are rows, upon rows of shampoos. Every make is available. Prices vary. Colour and bottle configuration help to market and catch the buyer’s eye. How does the consumer decide? And once they decide,...
Commodity
Are group benefits a commodity or an investment? Put another way, are they expendable? Are benefits at the tail end of the business plan? Only placed when/if there is enough disposable income to warrant the expense? If that is the case, then there’s no wonder there...
Client Centric
Have you ever looked at something for a long time…then blinked and everything looked different? Two ears, one mouth…time to listen. There are wants and there are needs…going to a breakfast meeting, there are expectations of choice of hot and cold food. That the food...
Benefits
The Impact of Chronic Illness/Disease/Pain on benefits
Year over year, as the workforce changes with age, economic trends, and health issues, benefits too must transform to match the dynamic evolution of the corporate structure, forming a significant part of the overall compensation of employees. These changes are...
Essential functions coordination in working with a benefit professional
Research employee benefits plans and vendors to identify those that present the best value. Design, recommend, and implement new benefits programs (where applicable). Examine possible plan designs and benefits cost changes. Negotiate with vendors for best plans,...
Canadian Disability Survey
Canadian Disability Survey https://www150.statcan.gc.ca/n1/daily-quotidien/181128/dq181128a-eng.htm A demographic, employment and income profile, 2017 An estimated one in five Canadians (or 6.2 million) aged 15 years and over had one or more disabilities that limited...
Compensation
Life Insurance On A Group Plan
DEATH IS TRAGIC. When the bereaved have to take care of the deceased last expenses: funeral costs, debts, taxes—that is when death becomes cruel. People purchase insurance to soften or eliminate this financial burden for those left behind. … BUT … there are many types...
Culture
Deciding on goals
The challenge is to change the conversation focus. To improve the benefit plan, attention has to switch from premium to the benefits gained—the reward to the employee…understanding the claims. By doing this, employers are able to: Make the benefits a reward program,...
Benefits? Why Bother?
Though often referenced as if “benefits” are a single entity—one form of “insurance”—Employee Group Benefits—is, in fact, a GROUP of individual insurance products, GROUPed together for a GROUP of employees LINKED through common employment. Like building a home,...
Getting some Perspective
To use the ageless adage “you get what you pay for” applies in benefits as it does with everything else. Pay a little, get a little, but in benefits sometimes paying a lot doesn’t get you a lot. No. The difference comes in knowing what you are paying for. According to...
Wellness
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