Have you ever looked at something for a long time…then blinked and everything looked different? Two ears, one mouth…time to listen. There are wants and there are needs…going to a breakfast meeting, there are expectations of choice of hot and cold food. That the food...
If you can indulge me for a moment … close your eyes … Picture an island in the Pacific during World War II … the rugged coastline extends nearly 1,600 miles with a major mountain range cutting through the centre. At least three countries claimed strongholds on this...
Something to consider…in my professional existence, I have always been a group benefits specialist. Although I am educated in money matters, individual insurance, financial planning, that is not where I shine and therefore, I leave those elements to those...
How are the pharmacy claims addressed for employee treatments of consistent, on-going, expensive drug treatment, which runs anywhere from $40,000-$80,000 a year? A portion of the claim falls under the experience of the benefits plan, but the vast majority is “pooled”...
With the New Year closing in fast, in this current economy, we all know every dollar counts. Planning for sustainability this coming year is a must for the New Year’s Resolutions list. As a business owner, you could be leaving a lot of money on the table if you don’t...
Remember your first cell phone? Perhaps it was the old brick that looked like a World War II field communication telephone. Perhaps yours was the Motorola Flip Phone, which sold 130-million units after its global launch in 2004. Whatever version remembered fondly,...
