Sometimes Benefits + Employees = Legal Liabilities

Knowledge Transfer

Goes around, comes around… Effective communication is not a “soft” skill, but an absolute must in all areas of business. From pitching our product or service to potential customers, to working with centres of influence, to building a referral network, hiring staff and...
Sometimes Benefits + Employees = Legal Liabilities

Let’s play a game…What? So what?

What do we do and why? Sometimes offering a benefit plan for employees seems like a game. A game of cat and mouse. A game whereby business owners want to check the box of offering a benefit plan to attract employees into the fold, but they don’t get behind the...
Sometimes Benefits + Employees = Legal Liabilities

Are Benefit Marketing’s for Amateurs?

Too true, and rightly so, business owners deserve the best rates. Always. But at what cost to their coverage and employees? That is an ironic question. As benefit consultants, do we not need to first and foremost ensure the coverage is in place as expected? Consider,...
Sometimes Benefits + Employees = Legal Liabilities

The Value of a $Dollar

Special thanks to Gavin Mosley for igniting the spark for this posting. After years of working with employers on building benefits, I think there are one of two roads for employee group benefit plan discussions: 1.     Build a plan according to the rates (premium)...
Sometimes Benefits + Employees = Legal Liabilities

Is it Mandatory?

The constant question…is it mandatory? Why? Typically employers offer an employee group benefit plan as an incentive, part of their positive culture building to retain staff and add to overall compensation. However, despite the best intentions, some employees refuse...