What will it mean? Medical marijuana has become a consistent element of discussion under a group benefit plan these last years. With the availability of being able to process claims for medical marijuana under a health spending account, it is only a matter of time...
Medical marijuana is NOT currently eligible for coverage under traditional Health Care benefit plans as it does not have a Drug Identification Number (DIN). Health Canada will need to issue DIN numbers to it before insurance providers can start to determine...
With the ability to reveal an individual’s risk of developing various illnesses and disease, genetic testing is expected to transform the practice of medicine. However, those with known family history of certain conditions may opt not to take such tests for fear of...
The purpose of any insurance is to mitigate risk and group insurance is no exception. Imagine if you would, an employee who earns $56,000 a year, has Hepatitis C and has been prescribed Harvoni at a cost of $69,910 for nine rounds of treatment. For all intents and...
There are always a lot of questions when it comes to implementing or sustaining a benefit plan, not least of which are employees wanting to ‘opt’ off the entire coverage. This is often a bone of contention when the question of liability comes into play. The role of...
Anyone who knows me more than ten minutes, knows how much I love going to the coffee shop to meet with clients and friends. The atmosphere suits me and despite never being advertised as such, there is little to no cell phone use. So, we truly chat without...
