The ever increasing costs of pharmaceuticals in Canada has been a TOP news story for the last decade—maybe longer. Increasing pressure on employee benefit plans has only added to the National PharmaCare program debate where patient advocacy of best practices meets...
Life is so much easier these days. Remember the excitement when pay direct drug cards were first introduced? How point-of-sale claims for pharmacy and dental went from being an added perk, to mainstream? Now look at the average consumer with a benefit plan…massage...
What will it mean? Medical marijuana has become a consistent element of discussion under a group benefit plan these last years. With the availability of being able to process claims for medical marijuana under a health spending account, it is only a matter of time...
Medical marijuana is NOT currently eligible for coverage under traditional Health Care benefit plans as it does not have a Drug Identification Number (DIN). Health Canada will need to issue DIN numbers to it before insurance providers can start to determine...
With the ability to reveal an individual’s risk of developing various illnesses and disease, genetic testing is expected to transform the practice of medicine. However, those with known family history of certain conditions may opt not to take such tests for fear of...
The purpose of any insurance is to mitigate risk and group insurance is no exception. Imagine if you would, an employee who earns $56,000 a year, has Hepatitis C and has been prescribed Harvoni at a cost of $69,910 for nine rounds of treatment. For all intents and...
