MP Benefits Perspective
Since 2001, MP Benefits Inc. has operated as an independent group benefit consultant, specializing in designing strategic employee group benefit plans to align with the corporate, compensation, culture, and wellness policies of each corporation.
Productivity
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Consulting
Let’s play a game…What? So what?
What do we do and why? Sometimes offering a benefit plan for employees seems like a game. A game of cat and mouse. A game whereby business owners want to check the box of offering a benefit plan to attract employees into the fold, but they don’t get behind the...
Are Benefit Marketing’s for Amateurs?
Too true, and rightly so, business owners deserve the best rates. Always. But at what cost to their coverage and employees? That is an ironic question. As benefit consultants, do we not need to first and foremost ensure the coverage is in place as expected? Consider,...
The Value of a $Dollar
Special thanks to Gavin Mosley for igniting the spark for this posting. After years of working with employers on building benefits, I think there are one of two roads for employee group benefit plan discussions: 1. Build a plan according to the rates (premium)...
Benefits
The Benefit Volley
Is this also known as “pass the buck”? We seem to have developed an unhealthy methodology in the benefits world…pass the claim. There are multiple levels to choose from: Level one: An employer doesn’t offer a benefit plan to the employee, or limits coverage to...
The Value of a Thorough Analysis
Just how do employers know their benefit plan has the financial integrity to not be taken advantage of via fraud or other forms of mismanagement? While some organization will hire outside practitioners to complete a full financial audit of all of their benefits,...
Challenging the notion of “Lifestyle Drugs” on benefit plans
The most common understanding of a “Lifestyle” drug is a medication prescribed for what are considered non-life threatening and non-painful conditions, like: · Erectile Dysfunction · Baldness · Acne · Narcolepsy · Sleep apnea · Fertility...
Compensation
Building Integrity in Benefits
Integrity in business is spoken of often and practice every day. This is done through building trusting and lasting relationships with customers. Providing quality service at the agreed upon price and being there after the sale to continue to service the ongoing needs...
Tools of the Trade or Trade Replacements
Remember when to be a disruptor got you detention in school? Now, to be a disruptor is a positive accolade, meaning “innovative” ahead of the curve. WHAT IS DISRUPTION? dis·rup·tion/disˈrəpSH(ə)n/noun: disruption; plural noun: disruptions1. disturbance or problems...
Cost/Benefit Comparison Between Plans:
If you have gone through the process of changing benefits previously, you can appreciate the complexity of the comparison and selection process. Often overwhelming, and always dreaded. A strategic broker will ensure upfront analysis between plans is laid out in an...
Culture
The Paradigm shift in perspective of disABILITIES
According to Trish Kelly from Open Door, one in five Canadians TODAY lives with a disability—whether disclosed or not. In a world where diversity, inclusion, and equity are synonymous with workplace corporate culture, 20% of our active workforce continues to be...
A “Top Gun” lesson on Culture
Even though I am product of the ’80’s, I have to say, I wasn’t as wowed as others in my family to go see Top Gun Maverick on the big screen. For its time, like VHS, the 1986 movie had a lot of action, excitement, mixed with a good dose of cringe. Added to this is the...
Complimentary Water?
Service levels in a turbulent time We are all fully aware of the endless mandates and constraints being levied upon every enterprise, especially those in the service and travel industries; however, service to customers is more important—yet lacking—than ever before. ...
Wellness
The Back-to-Work Plan
The conversation is beginning to shift as our governments take tentative steps toward a phased approach to getting back to business. This does not mean a loosening of preventative measures, but more of a strategic approach to continue to work safely. It is important,...
Submission of claims during COVID-19
The insurance community has made rapid changes to ease both administration and claiming processes to accommodate this new COVID-19 environment in which we now work. On-line claim submission is quick, easy and most importantly secure. Employee plan members can...
Pandemic Planning and your group benefits. COVID-19
Leading through crisis means recognizing the massive benefit you have provided both your employees and your corporation. Benefits are a strategic part of pandemic planning. EMPLOYMENT LAW: COVID-19, and its effects on your operations and employees Please link through...