MP Benefits Perspective

Disruption is such a business BUZZ word, like the annoying mosquito, or house fly, which just doesn’t take the hint when you flick your wrist. There’s nothing wrong with disruption for improved practices, so long as we remember to maintain the greater good. What made...

What’s “normal” now?

There’s no going back. Where SARS and MERS were the harbingers of things to come, COVID has effectively changed us from this point forward. Recovery, for the most part, will never again entail “business as usual” because let’s not forget the economy wasn’t strong when...

What Do Benefits Look Like AFTER COVID-19

COVID-19 has certainly thrown us all into a state of uncertainty. MP Benefits continues to be unwavering in our commitment to our clients and your ultimate success through these turbulent times. No one has a crystal ball to accurately predict what the world of...

Benefits

SHifT Highlights

In our effort of being consistently responsive to our clients, for more than a year, we’ve hosted the “Let’s talk about this SHifT” zoom cast where we have engaged in great conversations with experts from a diverse field of professions. Consulting We see our role as...

TeleMedicine

Have you heard of Telemedicine? The latest upgrade in virtual healthcare is Telemedicine, a full-service, 24/7 unified, total well-being approach to health delivery. Whether for pharmacy delivery, lab tests, referrals, mental health, chronic disease, long-term, and...

It’s NOT “we” verses “they” in benefits

Custom benefit plans are a tool to be used Too many times there is benefit bashing, whether based on cost, usage, carrier, employers, etc. Someone is always looking to blame someone else for the cost, lack of coverage, policy wording, access, etc. The fact of the...

Compensation

Tiered Health Care

Two-tier heath care…buzz words for any news story talking about the ever increasing costs of providing health care in Canada. Whenever I hear the words two-tier health care, it seems like there is always a lot of opposition to the concept, equating two-tier health to...

Employee’s Waiving Coverage

The employee doesn’t want to be part of the benefit plan. They have coverage elsewhere.” Can employee’s waive off benefits whenthey have alternate coverage? Yes, but not ALL coverage. On a typical benefit plan, an employee MUST be enrolled for the Life, AD&D,...

Terminations—Reinstatement Periods—Leave of Absences

Rules and protocol vary from provider to provider, which often leads to confusion when there is a maternity, leave-of-absence or reinstatement, but below are some general guidelines. Terminations: The date an employee is no longer active, (via termination or layoff)...

Culture

What’s Missing?

Guidelines, Policies, Procedures for Employee Group Benefits The Benefit Administrator’s Checklist is just the beginning… Who manages your guidelines, policies, and procedures regarding your organization’s employee group benefit plan? Do you even have a policy that...

Benefit Discrimination based on Marital Status

There have been more than a few situations in which spouses who are both employed within the same organization have been declined access to benefits because an employer “thought” they need only offer benefits to one or the other, but not both. This is just one example...

Discretionary Effort

As business owners, we know there is a difference in our hired staff between those who just meet the basic requirements of the position—make do or get by to get paid—and those who maximize what they are capable of and “shine” to become the stars of the organization....