Not only are Canadian workers getting older, but there is a distinct shift the types of workers being employed. According to Statistics Canada, for the first time ever, there are now more people age 65 and over than there are under 15. With these changes, it is no...
How are the pharmacy claims addressed for employee treatments of consistent, on-going, expensive drug treatment, which runs anywhere from $40,000-$80,000 a year? A portion of the claim falls under the experience of the benefits plan, but the vast majority is “pooled”...
Canadians have access to three main types of coverage for their prescription needs. They may be able to access Government-funded programs, such as the Alberta Non-Group, etc., individual health insurance, “personal” insurance, or employee group benefit plans offered...
Have a look at the latest usage trends on your benefit plan. Where health care services used to amount to perhaps 3%-8% of the claiming activity on a benefit program, it is now creeping up, in some instances, to rival pharmacy and dental usage depending on the...
With the New Year closing in fast, in this current economy, we all know every dollar counts. Planning for sustainability this coming year is a must for the New Year’s Resolutions list. As a business owner, you could be leaving a lot of money on the table if you don’t...
