Though often referenced as if it is single entity—one form of “insurance”—Employee Group Benefits—is, in fact, a GROUP of individual insurance products, GROUPed together for a GROUP of employees LINKED through common employment. Like building a home, benefits form a...
Whether important or not to know which privately owned company took the first step into the great divide and purchased an insured benefit plan for their employees, what is important to know is “why”. From the first policy purchased to now, one thing remains intrinsic;...
Business concerns for 2019 The last few years has been a rapid fire of changes faced by business owners. From tax laws, to Employment Standard Code updates, increases in minimum wage, to the legalization of marijuana, the typical business owner has to move quickly to...
Medical Cannabis continues to be a hot topic of conversation for employers. Information and misinformation continues to circulate with growing and greater frequency. Earlier this year, the Nova Scotia Court of Appeal confirmed that an administrator of a benefit plan...
There’s nothing sexy about FRAUD Basically, fraud involves anybody who takes advantage of, or abuses, or uses deception to exploit a company benefit plan. Not be confused with “abuse” where somebody’s just exploiting benefits within the parameters of the plan. Fraud...
