…A case study What is the hour bank? Primarily focused on the construction industry, the hour bank meets the needs of the seasonal and transient worker but allow coverage to be maintained during the in between times, layoffs, and the like. Loosely explained, an hour...
A benefit tool by many names. First things first, there is often confusion between what is insurance and what is not. Insurance is when the “risk” of claim—life insurance, disability, pharmacy, health care—is under contract with an insurance provider. Financial...
Right off the bat you are going to want to disagree, but for a moment, as we navigate the conversation, let’s talk about employee group benefits and take money off the table of discussion. I promise, I will put it back on the table, but just for now, let’s indulge the...
Studies suggest one-in-six Canadians will suffer a disability that lasts three months or more before the age of 60. More than 53,000 Canadians are approved for Long Term Disability benefits annually. Chronic medical conditions, musculoskeletal, connective tissue,...
Our expertise does not begin and end with a marketing for quotations. In fact, every year, as consultants, we work our clients and the insurance provider to determine a fair renewal based on a number of factors, including, but not limited to: · Existing...
December for decisions A date in the calendar Sometimes, especially in month twelve of the calendar, it seems there is a lot of anxiety created to either have achieved or missed our goals. We’re either a hero or zero in some fashion. The thought of some “magic”...
