Medical Cannabis continues to be a hot topic of conversation for employers. Information and misinformation continues to circulate with growing and greater frequency. Earlier this year, the Nova Scotia Court of Appeal confirmed that an administrator of a benefit plan...
There’s nothing sexy about FRAUD Basically, fraud involves anybody who takes advantage of, or abuses, or uses deception to exploit a company benefit plan. Not be confused with “abuse” where somebody’s just exploiting benefits within the parameters of the plan. Fraud...
You can never be reminded too many time…too many people tend to wait until the last minute to get travel insurance and don’t take the time to find out exactly what the policy covers or what to do once they are in another country and need to go to a hospital. Remember,...
Here’s something to consider: For every 100,000 traveler in any given month 50,000 will experience a health problem 8,000 will need a doctor 5,000 will be confined to a bed 300 will be hospitalized 50 will be air evacuated ONE will DIE Travelers need to understand not...
The ever increasing costs of pharmaceuticals in Canada has been a TOP news story for the last decade—maybe longer. Increasing pressure on employee benefit plans has only added to the National PharmaCare program debate where patient advocacy of best practices meets...
Life is so much easier these days. Remember the excitement when pay direct drug cards were first introduced? How point-of-sale claims for pharmacy and dental went from being an added perk, to mainstream? Now look at the average consumer with a benefit plan…massage...