It’s always fun to return to work from the bliss of the holidays in January to find yourself in the thick of sniffle and cough season, otherwise known as Influenza. Despite the historical data of the flu’s contributing influence in causing death, people continue to...
It is no secret the cost of health care is on a steady, if not expediential increase in Canada—Globally for that matter. Canadian Health Care Cost Drivers include: Demographics, population growth and aging Price Inflation Technology Utilization As we have focused on...
Why would you ever travel without proper coverage? How much would medical care cost if you or your family became injured or ill during your trip outside Canada? How expensive would it be if you needed to cancel your trip or come home early?How would you pay for these...
A constant in the group insurance arena is how to combat the increasing costs of prescriptions, while continuing to ensure employees receive the coverage they need. Before a strategy to battle these increasing costs can be implemented, it is imperative to understand...
On a group benefit plan, there is often a lot of concern surrounding pharmacy coverage and the availability of Brand Name Prescriptions over having to choose a Mandatory Generic Substitution for your prescription medication needs. What’s best and will this provide the...
Rising costs concern everyone. Plan members who utilize Coordination of Benefits (COB) can recoup up to 100% of eligible health and dental expenses. In all cases where benefits are being coordinated, the insurer will apply any deductibles, maximums or coverage...
