Biologic drugs have been around for about 20-years or so and are best known for their development in combating diseases like Cancer, Diabetes, and Multiple Sclerosis. The difference between a Biologic drug and a typical pharmaceutical would be the shelf-life. A...
With all that business owners have to chose from when building their employee benefit program, there is nothing more practical or flexible than a health care spending account (HSA). A HSA can be made to fit within the existing benefit plan like a glove, or it can be...
It’s always fun to return to work from the bliss of the holidays in January to find yourself in the thick of sniffle and cough season, otherwise known as Influenza. Despite the historical data of the flu’s contributing influence in causing death, people continue to...
It is no secret the cost of health care is on a steady, if not expediential increase in Canada—Globally for that matter. Canadian Health Care Cost Drivers include: Demographics, population growth and aging Price Inflation Technology Utilization As we have focused on...
Why would you ever travel without proper coverage? How much would medical care cost if you or your family became injured or ill during your trip outside Canada? How expensive would it be if you needed to cancel your trip or come home early?How would you pay for these...
A constant in the group insurance arena is how to combat the increasing costs of prescriptions, while continuing to ensure employees receive the coverage they need. Before a strategy to battle these increasing costs can be implemented, it is imperative to understand...
