MP Benefits Perspective
Since 2001, MP Benefits Inc. has operated as an independent group benefit consultant, specializing in designing strategic employee group benefit plans to align with the corporate, compensation, culture, and wellness policies of each corporation.
Productivity
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Consulting
Let’s play a game…What? So what?
What do we do and why? Sometimes offering a benefit plan for employees seems like a game. A game of cat and mouse. A game whereby business owners want to check the box of offering a benefit plan to attract employees into the fold, but they don’t get behind the...
Are Benefit Marketing’s for Amateurs?
Too true, and rightly so, business owners deserve the best rates. Always. But at what cost to their coverage and employees? That is an ironic question. As benefit consultants, do we not need to first and foremost ensure the coverage is in place as expected? Consider,...
The Value of a $Dollar
Special thanks to Gavin Mosley for igniting the spark for this posting. After years of working with employers on building benefits, I think there are one of two roads for employee group benefit plan discussions: 1. Build a plan according to the rates (premium)...
Benefits
Challenging the notion of “Lifestyle Drugs” on benefit plans
The most common understanding of a “Lifestyle” drug is a medication prescribed for what are considered non-life threatening and non-painful conditions, like: · Erectile Dysfunction · Baldness · Acne · Narcolepsy · Sleep apnea · Fertility...
The National Programs
As discussed with John Dujay from the HR Reporter on his recent article “How will the Liberal-NDP pack affect the benefit landscape”, when major stakeholders have yet to be consulted, these Federal Government propositions bring with them more questions than answers....
Benefit Plan Options to Help Employees Achieve Their Goals
Guest Blog Post from Benefits by Design, Willow Munro This is a guest blog post from Benefits by Design (BBD) Inc. We're on a mission to help working Canadians promote and protect their health. wealth, and happiness, by delivering benefits by design. Employees all...
Compensation
The value of offering Short Term Disability benefits
Employment Insurance (EI) is a form of worker wage protection, which began in the 1930’s. For reasons of unemployment due to lack of work or being disabled, the employee is entitled to 55% of their pay up to the set weekly limit. This payment is taxable. The changes...
Complaints Happen
Issues—Questions—Concerns…they’re all part of the job description. Hey, it’s an employee group benefit plan—a group of differing insured products, grouped together for a group of distinct individuals, grouped together through common employment. Therein lies the recipe...
The Shift in the Canadian Workforce
Not only are Canadian workers getting older, but there is a distinct shift the types of workers being employed. According to Statistics Canada, for the first time ever, there are now more people age 65 and over than there are under 15. With these changes, it is no...
Culture
People Leaders-Lead from the top and back up
There is much to be learned from experts on their leadership skills, communication style, coach approach, and culture building. So many similarities despite the field of expertise if we take the time to listen and engage. Knowledge in our chosen profession is not...
What Absenteeism | Presenteeism reveals about Workplace Culture
Both absenteeism and presenteeism have a significant impact on the corporate bottom line. While typically rooted in the same causation, reflecting equally on the workplace culture and attitude toward wellness, they are often treated very differently. Absenteeism is...
Mindful Leadership
The difference between managing—doing tasks and getting things done, all quantifiable—and leadership—is about creating relationships, said Lalith Gunaratne on “Let’s Talk About This SHifT”. Motivating and inspiring others to action requires an emotional intelligence,...
Wellness
Massage Usage on the Rise
Have a look at the latest usage trends on your benefit plan. Where health care services used to amount to perhaps 3%-8% of the claiming activity on a benefit program, it is now creeping up, in some instances, to rival pharmacy and dental usage depending on the...
Holiday
“A change is as good as a rest,” my mom was fond of saying. Though I didn’t exactly know what that meant growing up, as I got older and into my career routine, I came to understand the importance of that advice. Growing up we were never a family who could afford to go...