MP Benefits Perspective
Since 2001, MP Benefits Inc. has operated as an independent group benefit consultant, specializing in designing strategic employee group benefit plans to align with the corporate, compensation, culture, and wellness policies of each corporation.
Productivity
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Consulting
Sometimes Benefits + Employees = Legal Liabilities
Being prepared in advance is often the key mitigator Without proper forethought and effective policies in place, it only takes one incident to really put a business in jeopardy both financially and loss of reputation (and therefore their customer base). ARAG Legal...
Knowledge Transfer
Goes around, comes around… Effective communication is not a “soft” skill, but an absolute must in all areas of business. From pitching our product or service to potential customers, to working with centres of influence, to building a referral network, hiring staff and...
Let’s play a game…What? So what?
What do we do and why? Sometimes offering a benefit plan for employees seems like a game. A game of cat and mouse. A game whereby business owners want to check the box of offering a benefit plan to attract employees into the fold, but they don’t get behind the...
Benefits
The Value of a Thorough Analysis
Just how do employers know their benefit plan has the financial integrity to not be taken advantage of via fraud or other forms of mismanagement? While some organization will hire outside practitioners to complete a full financial audit of all of their benefits,...
Challenging the notion of “Lifestyle Drugs” on benefit plans
The most common understanding of a “Lifestyle” drug is a medication prescribed for what are considered non-life threatening and non-painful conditions, like: · Erectile Dysfunction · Baldness · Acne · Narcolepsy · Sleep apnea · Fertility...
The National Programs
As discussed with John Dujay from the HR Reporter on his recent article “How will the Liberal-NDP pack affect the benefit landscape”, when major stakeholders have yet to be consulted, these Federal Government propositions bring with them more questions than answers....
Compensation
Value Policy
In the Policy Like any contract, the policy for an employee group benefit plan is a long and complicated documents complete with clauses aimed to provide an answer for just about any foreseeable question. The benefit booklet, by contract, is a summarized version of...
The VALUE of benefits to an Employee
It’s easy to assume most employees know there’s more to their total compensation than the wage received. However, unless employers take the time to itemize and more importantly promote the “actual” perks to employment, they may be missing out on a valuable morale...
Judgement
By all accounts she wasn’t a well liked employee—even after her death. Her husband even less so. She died by suicide. The owner and advisor at the time determined no life insurance would be payable. No claim submitted…done. Not so fast. Employee benefit plans have no...
Culture
Culture and Leadership Lessons from Ernest Shackleton (1914-1917)
The “Endurance” to see the big picture. You’re back in time, the world is on the cusp of war and you’re tasked with recruiting and hiring for the Antarctic expedition with Ernest Shackleton. The goal is to establish a base on Antarctica’s Weddell Sea coast. These are...
The Customer Journey
Fear is a liar. A great friend said that recently and the words struck with profound emphasis. How true. Fear will hold us back. Fear will erode our confidence. Fear will make us think small and resist making the changes necessary to grow, expand, and prosper. In...
People Leaders-Lead from the top and back up
There is much to be learned from experts on their leadership skills, communication style, coach approach, and culture building. So many similarities despite the field of expertise if we take the time to listen and engage. Knowledge in our chosen profession is not...
Wellness
CoronaVirus and your benefit plan
COVID-19 is a concern. Each of us, as business owner's must institute appropriate protocols for ensuring business continues, while maintaining the safety of our most value asset--our employees. The information shared in this newsletter is as up-to-date as the...
In Pursuit of Time
Or are we? After attending several conferences in the last year or more where the topic of conversation has focused on Artificial Intelligence and how it will “save” time, energy, and effort, create work proficiency and thereby allow for more work-life balance, I...
Fundamentals
The purpose of insurance is for risk mitigation—risk of loss of life—risk of loss of income—risk of a catastrophic event. Group insurance provides mass protection against these financial hazards and is designed to insure classes of persons rather than specific...