MP Benefits Perspective
Since 2001, MP Benefits Inc. has operated as an independent group benefit consultant, specializing in designing strategic employee group benefit plans to align with the corporate, compensation, culture, and wellness policies of each corporation.
Productivity
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Consulting
Is it Mandatory?
The constant question…is it mandatory? Why? Typically employers offer an employee group benefit plan as an incentive, part of their positive culture building to retain staff and add to overall compensation. However, despite the best intentions, some employees refuse...
What is exact?
We are all familiar with the “Fair is not Equal and Equal is not Fair”; however, when competing professionals use the term “exact” what “exactly” do they mean? We’ve all been there, a client has their head turned by a competitor offering “exactly” the same for great...
The Human Difference
Let's not forget the human component in business As group benefit consultants, we strive to provide clarity to the complexity that can sometimes be employee group benefits, especially when communication's limited. That’s not to say the information is not available,...
Benefits
The National Programs
As discussed with John Dujay from the HR Reporter on his recent article “How will the Liberal-NDP pack affect the benefit landscape”, when major stakeholders have yet to be consulted, these Federal Government propositions bring with them more questions than answers....
Benefit Plan Options to Help Employees Achieve Their Goals
Guest Blog Post from Benefits by Design, Willow Munro This is a guest blog post from Benefits by Design (BBD) Inc. We're on a mission to help working Canadians promote and protect their health. wealth, and happiness, by delivering benefits by design. Employees all...
Pros and Cons of an Administrative Only Services (ASO) Plan
Enjoy this guest blog from Benefits by Design (BBD) Inc. There are many innovative ways to help employers save money on a benefit plan. An Administrative Only Services (ASO) plan is a great example of this. ASO covers employees for Extended Health and Dental in the...
Compensation
Value Policy
In the Policy Like any contract, the policy for an employee group benefit plan is a long and complicated documents complete with clauses aimed to provide an answer for just about any foreseeable question. The benefit booklet, by contract, is a summarized version of...
The VALUE of benefits to an Employee
It’s easy to assume most employees know there’s more to their total compensation than the wage received. However, unless employers take the time to itemize and more importantly promote the “actual” perks to employment, they may be missing out on a valuable morale...
Judgement
By all accounts she wasn’t a well liked employee—even after her death. Her husband even less so. She died by suicide. The owner and advisor at the time determined no life insurance would be payable. No claim submitted…done. Not so fast. Employee benefit plans have no...
Culture
Culture and Leadership Lessons from Ernest Shackleton (1914-1917)
The “Endurance” to see the big picture. You’re back in time, the world is on the cusp of war and you’re tasked with recruiting and hiring for the Antarctic expedition with Ernest Shackleton. The goal is to establish a base on Antarctica’s Weddell Sea coast. These are...
The Customer Journey
Fear is a liar. A great friend said that recently and the words struck with profound emphasis. How true. Fear will hold us back. Fear will erode our confidence. Fear will make us think small and resist making the changes necessary to grow, expand, and prosper. In...
People Leaders-Lead from the top and back up
There is much to be learned from experts on their leadership skills, communication style, coach approach, and culture building. So many similarities despite the field of expertise if we take the time to listen and engage. Knowledge in our chosen profession is not...
Wellness
CoronaVirus and your benefit plan
COVID-19 is a concern. Each of us, as business owner's must institute appropriate protocols for ensuring business continues, while maintaining the safety of our most value asset--our employees. The information shared in this newsletter is as up-to-date as the...
In Pursuit of Time
Or are we? After attending several conferences in the last year or more where the topic of conversation has focused on Artificial Intelligence and how it will “save” time, energy, and effort, create work proficiency and thereby allow for more work-life balance, I...
Fundamentals
The purpose of insurance is for risk mitigation—risk of loss of life—risk of loss of income—risk of a catastrophic event. Group insurance provides mass protection against these financial hazards and is designed to insure classes of persons rather than specific...