MP Benefits Perspective
Since 2001, MP Benefits Inc. has operated as an independent group benefit consultant, specializing in designing strategic employee group benefit plans to align with the corporate, compensation, culture, and wellness policies of each corporation.
Productivity
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Consulting
Employee Benefit Fraud
Benefit fraud is a very real issue and its impact is significant. By its very nature, fraud is intended to be concealed and that is precisely what makes the full impact on group benefits hard to estimate. Fraud typically occurs when opportunity (perception that...
Available Benefits
Considering a benefit plan for your employees is significantly different than implementation. Where do you start with making the choice on which benefits to offer? Are all benefits available from all providers? What is the price point for those benefits and what is...
Say “NO” to marketing
When we have the opportunity to meet with a new client, it is typically because they have just received their benefit plan renewal and the rates are increasing. At that time, the expectation from the client is to ‘market’ the benefit plan to seek alternative rates...
Benefits
Winds of Change: Coverage for Medical Marijuana
Medical marijuana is NOT currently eligible for coverage under traditional Health Care benefit plans as it does not have a Drug Identification Number (DIN). Health Canada will need to issue DIN numbers to it before insurance providers can start to determine...
Bill S-201: Genetic Testing
With the ability to reveal an individual’s risk of developing various illnesses and disease, genetic testing is expected to transform the practice of medicine. However, those with known family history of certain conditions may opt not to take such tests for fear of...
Stop-loss Insurance
The purpose of any insurance is to mitigate risk and group insurance is no exception. Imagine if you would, an employee who earns $56,000 a year, has Hepatitis C and has been prescribed Harvoni at a cost of $69,910 for nine rounds of treatment. For all intents and...
Compensation
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Culture
Tire Warehouse
More than just tires Everyone knows—or should know—tires make a significant different in the vehicle’s performance. But the Tire Warehouse is more than just tires. With 4 locations in Edmonton, The Tire Warehouse is a leading auto repair shop with services provided by...
Guest Post: Simbio Analytics
Benefit plan advisors of a certain vintage may recall learning in childhood that 3 is the magic number. It turns out this wisdom also applies to firms evaluating whether to initiate a marketing of their group benefit plan. Firms, carriers, and advisors are all...
Corporate Policies
Many companies overlook the necessity of a Corporate Policy to educate and address the reasoning behind their decision making process. Current employees, as well as new, should be informed as to why certain decisions are made according to company protocol. A good...
Wellness
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