MP Benefits Perspective
Since 2001, MP Benefits Inc. has operated as an independent group benefit consultant, specializing in designing strategic employee group benefit plans to align with the corporate, compensation, culture, and wellness policies of each corporation.
Productivity
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Consulting
Why Specialize
Something to consider…in my professional existence, I have always been a group benefits specialist. Although I am educated in money matters, individual insurance, financial planning, that is not where I shine and therefore, I leave those elements to those...
Understanding Drug Pooling
How are the pharmacy claims addressed for employee treatments of consistent, on-going, expensive drug treatment, which runs anywhere from $40,000-$80,000 a year? A portion of the claim falls under the experience of the benefits plan, but the vast majority is “pooled”...
The “Benefits” of a strategic New Year’s Resolution
With the New Year closing in fast, in this current economy, we all know every dollar counts. Planning for sustainability this coming year is a must for the New Year’s Resolutions list. As a business owner, you could be leaving a lot of money on the table if you don’t...
Benefits
How did we get here?
Whether important or not to know which privately owned company took the first step into the great divide and purchased an insured benefit plan for their employees, what is important to know is “why”. From the first policy purchased to now, one thing remains intrinsic;...
Excluding Medical Marijuana from Benefit Coverage
Medical Cannabis continues to be a hot topic of conversation for employers. Information and misinformation continues to circulate with growing and greater frequency. Earlier this year, the Nova Scotia Court of Appeal confirmed that an administrator of a benefit plan...
Fraud
There’s nothing sexy about FRAUD Basically, fraud involves anybody who takes advantage of, or abuses, or uses deception to exploit a company benefit plan. Not be confused with “abuse” where somebody’s just exploiting benefits within the parameters of the plan. Fraud...
Compensation
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Culture
Centre’s of Influence
You can’t track, what you DO NOT measure. In talking about becoming a Centre of Influence (COI), first examine what makes YOUR business different from not only the competition, but also fellow networkers. Consistency matters. Not just for establishing a Centre’s of...
Why Bother
Though often referenced as if it is single entity—one form of “insurance”—Employee Group Benefits—is, in fact, a GROUP of individual insurance products, GROUPed together for a GROUP of employees LINKED through common employment. Like building a home, benefits form a...
You are not alone
Business concerns for 2019 The last few years has been a rapid fire of changes faced by business owners. From tax laws, to Employment Standard Code updates, increases in minimum wage, to the legalization of marijuana, the typical business owner has to move quickly to...
Wellness
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