The purpose of insurance is for risk mitigation—risk of loss of life—risk of loss of income—risk of a catastrophic event. Group insurance provides mass protection against these financial hazards and is designed to insure classes of persons rather than specific...
Have a look at the latest usage trends on your benefit plan. Where health care services used to amount to perhaps 3%-8% of the claiming activity on a benefit program, it is now creeping up, in some instances, to rival pharmacy and dental usage depending on the...
“A change is as good as a rest,” my mom was fond of saying. Though I didn’t exactly know what that meant growing up, as I got older and into my career routine, I came to understand the importance of that advice. Growing up we were never a family who could afford to go...
